Where a sector stands on AI: what works, what others are doing, what it costs — based on facts and data.
ANALYSISFINANCIAL SERVICES
Finance deploys AI more than any other sector (92% of EU banks, 200,000 employees equipped at a single bank), yet only 4 banks in 50 prove their ROI. Three decision regimes, four fault lines, and a decision tree for where to start.
ANALYSISINSURANCE
Insurance is the economy's most AI-equipped sector — yet only 10% of insurers have industrialized it, while catastrophe losses top $100bn for the sixth year. Six use-case families, four breaking points, five 90-day decisions.
ANALYSISTRANSPORT & LOGISTICS
Transport uses AI half as much as the average economy, while failures and the driver shortage squeeze the sector. Six documented use-case families and five 90-day decisions to join the first movers.
ANALYSISRETAIL & DISTRIBUTION
A third of customers already shop with AI; 13% of retailers use it. Six documented use-case families and five 90-day decisions to join the 26% that scale.
ANALYSISMANUFACTURING
Yes — but not everywhere: value concentrates in six use-case families, and it goes to the leaders who run AI as an industrial investment, from a measured baseline cost to a decision on a fixed date.
ANALYSISPROFESSIONAL SERVICES
AI industrializes the first draft and the review — judgment, signature and the client relationship remain the profession. The winners are the firms that run it as an investment, from the usage map to a decision on a fixed date.
ANALYSISHEALTHCARE
The AI that works in hospitals does not replace caregivers: it gives them time back — documentation, coding, flow, safety — provided it is run as an investment, from ready data to a decision on a fixed date.
Read-only snapshot of the Institute's published content as of 2026-10-05.
